It is important for young adults to build up their credit score, especially as they are approaching the age where they will move out and go it alone in the world i.e. graduating from college and getting a job. There are several options for students to build up credit, with the most common being various types of credit cards, so let’s compare three types.
We recently reported on increased sign up bonuses on two of the Delta Skymiles Personal credit cards from American Express. These bonuses ended on September 19th, but now it seems there is a new batch of increased bonus offers for the Delta Skymiles Reserve card, Blue card and for two of the Delta business cards.
New $120 Dining Credit Some cardholders of the American Express Premier Rewards…
Credit Card networks Visa and Mastercard have settled a lawsuit that alleges the two companies violated antitrust laws by fixing prices, specifically the fee a merchant pays when a credit card is swiped. This alleged price fixing benefitted the banks that issue credit cards in partnership with Visa and Mastercard at the expense of merchants.
American Express Membership Rewards is the award program of the Amex charge cards plus the series of Everyday credit cards. One of the most lucrative ways to use Amex points is to transfer to airline partners and American Express cards here in the US currently have 17 airlines to choose from. From time to time Amex gives generous bonuses as limited time offers.
We check out a way to earn a crazy amount of cash back.
The popular Chase Freedom card earns 5% back on $1500 worth of spending per quarter in rotating categories. That is a relatively easy $75 or 7500 points up for grabs each quarter. Chase has just released the categories for Q4 2018. They are as follows:
Discover Financial Services has released a new version of their popular Discover it card – the Discover it Business Card. While many of the benefits are very similar to the standard Discover It card, there are some aspects that will particularly interest business owners.
Chase has been clamping down on churning and trimming benefits and rewards on its Sapphire cards to save money. We recently reported on the 24 month waiting period to get a Sapphire sign up bonus if you have had it before being increased to 48 months, that’s 4 years. And now Chase is bringing in another change.
Doctor of Credit recently pointed out that the popular wholesale club Costco, which is one of the world’s top three biggest retailers based on revenue, has just added mobile payment capabilities to all locations in the United States. I think as credit card and points and miles enthusiasts you can see the potential here. You see mobile wallet payments are actually classed as a bonus category on some credit cards.