We reported earlier this year on a new credit card that doesn’t rely on your credit score to assess your application for the card, but instead looks at personal financial data such as your income and your spending. This card is Petal Card. Previously invitation only, Petal Card is now open to the public and you can apply for it with literally no credit score and credit history whatsoever.
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New Amex Rose Gold LEAKED IMAGES Surface
American Express is not very good at keeping things hush hush, it seems. A few days ago they accidentally added new benefits to the Premier Rewards Gold card that in theory shouldn’t go live until 10/04/2018, and now images of the two new designs of the Gold Card, one gold and one rose gold, appear to have been leaked.
You Can Now Lock/Unlock Your Chase Credit Cards, Here’s How…
Chase has announced that now customers have the ability to lock their credit cards if they lose them, and unlock the cards again when found. Locking and unlocking can be done through Chase.com or the company’s mobile app. According to chase locking a card will instantly block new purchases, cash advances and balance transfers, but will not interfere with recurring payments.
US Bank Releases Business Card with 48 Bonus Categories
US Bank recently released a new business credit card called the US Bank Business Leverage Visa Signature. The card features 48 potential bonus categories of which card holders will earn 2x on two categories out of the 48. The card also features 1 extra point per dollar spent, up to 100,000 points in the first year, instead of a sign up bonus, so that is 3x on the bonus categories in the first year. The card charges an annual fee of $95, waived for the first year.
Will Merchants Soon Refuse to Accept Rewards Credit Cards? (WSJ Article)
A recent article in the Wall Street Journal has drawn attention to several big merchants’ campaign to end the so called “honor all cards” policy of Visa and Mastercard. If a merchant wants to accept say Visa cards, for example, they must accept all Visa cards, regardless of issuer or the type of Visa card. Mastercard has the same rule for merchants who use their network.
Earn 10% Back at Shoprite with Chase Freedom
I received an email this morning from Chase introducing a new promotion they are running, where they are allowing Freedom card holders to earn 10% back at Shoprite in October. Q4 5% earning categories for the Freedom card are Chase Pay, department stores and wholesale clubs. So you can get 5% when using Chase pay at Shoprite for the whole quarter. Ordinarily you wouldn’t be able to earn double cash back (5% for Chase pay and 5% for another category at the same time), Chase states this in their terms and conditions. But they seem to be allowing this with Shoprite on a limited amount of spending.
You Can Now Freeze Your Credit Report for Free
You can now freeze your credit reports from the three major credit bureaus free of charge. This is thanks to amendments to the Fair Credit Reporting Act that were passed as part of the Economic Growth, Regulatory Relief, and Consumer Protection Act in the House of Representatives on May 22nd. The new regulations just came into effect last Friday.
Is there a New Citi Premium Credit Card Coming Out?
Citi recently stopped taking new applications for the popular Citi Prestige credit card, although has said in a statement that they “remain committed to the Prestige product and servicing our valued existing card members. We look forward to reintroducing the card for new card members in the near future.”
Delta Reserve Card Now Offering 70K Bonus (Limited Time Offers)
We recently reported on increased sign up bonuses on two of the Delta Skymiles Personal credit cards from American Express. These bonuses ended on September 19th, but now it seems there is a new batch of increased bonus offers for the Delta Skymiles Reserve card, Blue card and for two of the Delta business cards.
Amex Premier Rewards Gold New $120 Dining Credit, 4x at Restaurants + Supermarkets
New $120 Dining Credit Some cardholders of the American Express Premier Rewards…