THE CREDIT SHIFU
Take a fresh look at your lifestyle.

Best Credit Cards For Grocery Stores in 2020

The ultimate guide to rewards and perks to take advantage of next time you grocery shop with your credit card

0 425

Get real time updates directly on you device, subscribe now.

As more credit card issuers add temporary point-earnings or cash back for grocery purchases at U.S. supermarkets, we thought it would be helpful to list them all in one place. Historically, American Express has been offering the most notable rewards for grocery shopping. Now Chase Freedom’s rotating quarterly bonus categories include grocery and store purchase, enabling you to earn 5% cash back until June 30. Some of the best grocery credit cards listed below also give bonus rewards in other everyday spending categories, such as gas and restaurants.

Best Amex Credit Cards for Grocery in 2020 

Blue Cash Everyday® Card from American Express

  • 3% cash back at U.S. supermarkets, up to $6,000 spent per year, then 1% back.
  • Purchases at U.S. gas stations and U.S. department stores also get you 2% cash back, and all other purchases 1% cashback.
Subscribe to The Credit Shifu updates and special offers

Annual Fee: $0

 

Blue Cash Preferred® Card from American Express 

  • 6% cash back on up to $6,000 spent at U.S. supermarkets each year
  • also earn 3% cash back at U.S. gas stations and on transit, all other purchases yield 1% cash back. 

Current sign up bonus: $250 

Annual Fee: $95

 

Amex Gold

  • 4 reward points per every $1 spent at supermarkets on up to $25,000 per year in purchases
  • $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. An annual savings of up to $120 (enrollment required).

Current sign up bonus: 50,000 Membership Rewards Points (35K previously).

Annual Fee: $250

 

Marriott Bonvoy Brilliant

  • Earn 6x Marriott Bonvoy points at U.S. supermarkets on up to $7,500 in eligible purchases through July 2020.
  • Purchases made from June 1st through August 31st at U.S. restaurants, including takeout and delivery, will now count towards the $300 Marriott Bonvoy Statement Credit (required to be completed at Marriott properties before). This will help off set an annual fee.

Current sign up bonus: 75,000 Bonus Marriott Bonvoy Points

Annual Fee: $450

 

Hilton Honors Surpass

  • Now earn 12 points per $1 spent at U.S. supermarkets (6X points in addition to the standard 6 X points you normally earn)

Current sign up bonus: 25,000 Hilton Honors Bonus Points

Annual Fee: $95

 

Hilton Honors Aspire

  • Earn 12x at supermarkets from May 1 – July 31.
  • Purchases made from June 1st through August 31st at U.S. restaurants, including takeout and delivery will now count towards the $250 Hilton Statement Credit and will not be required to be completed at Hilton resorts.

Current sign up bonus: 150,000 Hilton Honors Bonus Points

Annual Fee: $450

 

Additional Benefits

Amex Offers are certainly worth browsing every once in a while. Simply log in to your account or use the American Express app to add offers to your Amex credit card. Then use that same card to pay and enjoy rewards directly on your statement. 

 Amex Offers Example: SHOPRUNNER

Enroll in complimentary membership as a benefit of your eligible card and get free 2-day shipping on eligible items at a growing network of 100+ online stores with ShopRunner. 

 

Best Chase Credit Cards for Grocery in 2020 

Chase Sapphire Preferred® Card 

  • Earn 3X per $1 spent on grocery purchases between now and June 30, 2020 (temporary bonus category)
  • Free for a minimum of one year of DashPass membership. Activate by 12/31/21.

Current sign up bonus: 60,000 bonus points

Annual Fee: $95

 

Chase Sapphire Reserve®

  • Earn 5X per $1 spent on grocery purchases between now and June 30, 2020 (temporary bonus category)
  • Free for a minimum of one year of DashPass membership, activate by 12/31/21
  • $120 DoorDash credit: receive a $60 DoorDash credit in 2020 and 2021, activate by 3/31/22.

Select Chase Sapphire Reserve card members will receive an $100 annual fee credit to offset the card’s annual fee. All Sapphire Reserve cardholders with account renewal dates between April 1 and July 1, 2020 are eligible for the $100 annual fee credit. There is no activation needed to receive the automatic extension.

Current sign up bonus: 50,000 Bonus Points

Annual Fee: $550

Also check out: Chase Sapphire Reserve Giving $100 Credits to Offset Annual Fee

 

 

IHG Rewards Club Premier

  • Earn 3X per $1 spent on grocery purchases (temporary bonus category)
  • Earn 2X per $1 spent on purchases at gas stations, grocery stores, and restaurants.

Current sign up bonus: 140,000 Bonus Points

Annual Fee: $89

United Club℠ Infinite Card 

  • Earn 5X miles per $1 spent on grocery purchases (temporary bonus category).

Current sign up bonus: 100,000 bonus miles

Annual Fee: $525

 

United℠ Explorer Card 

  • Earn 3X miles per $1 spent on grocery purchases (temporary bonus category).

Current sign up bonus: 40,000 bonus miles

Annual Fee: $0 intro annual fee for the first year, then $95

 

Southwest Rapid Rewards® Priority

  • Earn 3X points per $1 spent on grocery purchases (temporary bonus category).

All points earned on grocery purchases are valid on up to a maximum of $1,500 in eligible purchases from May 1 through June 30, 2020. 

Current sign up bonus: 40,000 points

Annual Fee: $149

Chase Freedom®

  • Earn 5% cash back at grocery stores (excluding Target and Walmart) through June 30th 2020 (up to $1,500 in combined purchases, then 1%) after activation
  • Complimentary for the first three months then a 50% discount for the next nine months on DashPass membership. Activate by 12/31/21.

Current sign up bonus: $200

Annual Fee: $0

 

Best Citi Credit Card for Grocery in 2020 

Citi Premier, starting Aug 23rd

  • Earn 3x on your supermarket purchases
  • Earn 3x at restaurants (currently 2X) 

Annual fee: $95

Also check out: Citi Credit Card Temporary Lockdown Benefits Explained

 

 

 

Best Capital One Credit Card for Grocery in 2020 

Capital One SavorOne Cash Rewards Credit Card

  • Earn 2% cash back at grocery stores
  • Earn 3% cash back on dining and entertainment, and 1% back on everything else.

Current sign up bonus: $150 for spending $500 in the first three months your account is open.

Annual fee: $0.

 

Amazon Rewards Visa Card for Grocery 

  • Earn 3% cashback at Amazon.com and Whole Foods Market (with eligible Prime membership)
  • Earn 2% cashback at restaurants, gas stations, and drugstores

Annual Fee: $0

Leave A Reply

Your email address will not be published.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Accept Read More