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Chase Sapphire Banking 60k Bonus Now Available Online

Chase has just made the 60k sign up bonus for the Sapphire Banking account available online. The bonus has actually been available in branch since the beginning of october. Customers who either open a new account or upgrade an existing Chase account can get the bonus, but there are a few requirements, which we will talk about in this post.

You Can Now Freeze Your Credit Report for Free

You can now freeze your credit reports from the three major credit bureaus free of charge. This is thanks to amendments to the Fair Credit Reporting Act that were passed as part of the Economic Growth, Regulatory Relief, and Consumer Protection Act in the House of Representatives on May 22nd. The new regulations just came into effect last Friday.

Visa and Mastercard Settle $6.2 Billion Lawsuit

Credit Card networks Visa and Mastercard have settled a lawsuit that alleges the two companies violated antitrust laws by fixing prices, specifically the fee a merchant pays when a credit card is swiped. This alleged price fixing benefitted the banks that issue credit cards in partnership with Visa and Mastercard at the expense of merchants.