The Credit Shifu

66 posts

You Can Now Freeze Your Credit Report for Free

You can now freeze your credit reports from the three major credit bureaus free of charge. This is thanks to amendments to the Fair Credit Reporting Act that were passed as part of the Economic Growth, Regulatory Relief, and Consumer Protection Act in the House of Representatives on May 22nd. The new regulations just came into effect last Friday.
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    What is the Best Credit Card for Students?

    It is important for young adults to build up their credit score, especially as they are approaching the age where they will move out and go it alone in the world i.e. graduating from college and getting a job. There are several options for students to build up credit, with the most common being various types of credit cards, so let’s compare three types.
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      Visa and Mastercard Settle $6.2 Billion Lawsuit

      Credit Card networks Visa and Mastercard have settled a lawsuit that alleges the two companies violated antitrust laws by fixing prices, specifically the fee a merchant pays when a credit card is swiped. This alleged price fixing benefitted the banks that issue credit cards in partnership with Visa and Mastercard at the expense of merchants.
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