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Referrals has long been a good way to increase the amounts of points you earn, without resorting to more sketchy tactics like manufactured spend. You can simply give a referral links for a card you have to a friend of family member and if they are approved, you can earn $100 in cash back or 10,000 points for example, usually up to an annual limit. In this guide we will look at how to do referrals for Chase cards, although American Express also has a similar system and many of the same principles apply.

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