Personal Finance

Webull is a brokerage app that features commission-free stock and exchange-traded fund trading with great helpful features such as technical indicators, economic calendars, ratings from research agencies, margin trading and more. Webull now…

It is generally recommended to maintain a credit utilization rate of 30% and lower if you’re working on boosting your credit score, especially if you're planning to apply for a mortgage, auto loan, etc. This article dives into how much…

Using cashback sites can be a steady source of passive income. At TheCreditShifu.com we like Rakuten. It’s a digital marketplace with built-in Earn Cashback functionality. You can shop for electronics, clothing, food, sporting goods, book…

A recent report from Visa shows that some consumers are shifting away from using credit cards as a result of the coronavirus outbreak. While this may or may not be a permanent shift, banks seem to respond with amped offers on their other…

By definition passive income is money landed in your wallet without laborious efforts. Cashback is arguably the most passive of them all as you’re earning by spending. For example, paying your bills, buying groceries, gift shopping for your…

Passive income generally refers to income you receive without putting any effort in or doing any work. In practice, purely passive income doesn’t really exist - unless a complete stranger you bumps into you at a grocery store hands you over…

Amex is offering select existing cardmembers nationwide 25,000 Membership Rewards points when you deposit $25,000 or more into an American Express Personal Savings account by July 18th and maintain that balance for at least 90 days. This is…

The economic fall out due to the coronavirus outbreak and temporary or permanent business closures has hit many American households hard. In this article we're going to cover three tried and true things you must do to get out of financial…

The new Pay Yourself Back feature within Ultimate Rewards will provide Sapphire Preferred and Sapphire Reserve cardholders to get full value from their points by applying points to pay for all or a portion of their existing purchases in…

There is only a month left until the tax day--the deadline to file and pay your 2019 federal income taxes is July 15th--and this article is an ultimate guide to tax deductions and credits in 2020 you need to know about. Make use of it and…